Ripple Invests in Notabene to Expand RLUSD Stablecoin Payments for Financial Institutions
Ripple has made a strategic investment in Notabene, a New York-based provider of compliance and transaction authorization infrastructure for digital asset payments. The partnership aims to accelerate regulated enterprise stablecoin payments as new global rules take effect. Financial terms of the investment, announced on July 23, were not disclosed.
As part of the collaboration, Ripple will integrate its RLUSD stablecoin into Notabene Flow, the company’s business-to-business stablecoin payments platform. The companies will also explore how Notabene’s transaction authorization capabilities can complement Ripple Payments. The goal is to help banks, payment providers, and other regulated institutions move stablecoins while verifying counterparties and meeting compliance requirements before funds are transferred.
Notabene says its network connects more than 2,300 regulated institutions across over 100 jurisdictions, serves more than 280 customers, and facilitates more than $2 trillion in annualized transaction volume. The platform combines Travel Rule compliance with pre-transaction verification and authorization to reduce risk in institutional digital asset transfers.
The collaboration reflects growing demand for infrastructure that enables financial institutions to move from stablecoin pilots to production. Through Notabene Flow, the company is expanding beyond compliance into payment coordination for enterprise use cases such as recurring payments, pull payments, and automated invoicing.
For Ripple, the investment expands RLUSD’s presence in enterprise payments and gives the stablecoin access to Notabene’s extensive network of regulated digital asset institutions. It also strengthens Ripple’s ability to connect stablecoin settlement with the compliance and authorization controls financial institutions require before approving transactions. RLUSD’s monthly third-party reserve attestations provide institutions with updated information about its circulating supply and supporting reserve assets, adding another layer of transparency.
The investment comes as regulators worldwide introduce clearer rules for stablecoins, encouraging broader institutional adoption. Examples include the U.S. GENIUS Act, which established a federal framework for payment stablecoins, and the EU’s Markets in Crypto-Assets (MiCA) framework. These developments are increasing demand for infrastructure that combines blockchain settlement with identity verification, transaction authorization, and regulatory compliance.
Notabene said it will leverage Ripple’s enterprise ecosystem to accelerate the global rollout of Notabene Flow while pursuing additional partnerships with financial institutions seeking to deploy compliant stablecoin payment products.