CoinMortgage Launches Bitcoin Purchase Financing Services

CoinMortgage Inc. announced on July 29, 2026, the launch of its Bitcoin purchase financing services, which became available on July 4, 2026. The service enables qualified borrowers to obtain loans specifically designed for purchasing Bitcoin, allowing them to build long-term Bitcoin ownership without requiring an existing Bitcoin position or large upfront purchase.

Upon approval, loan proceeds are used to buy Bitcoin on the borrower’s behalf. The Bitcoin is held in secure custody during the loan term and is transferred to the borrower’s designated wallet after full repayment. The company states that there is no rehypothecation of collateral, and each borrower receives a unique Bitcoin address to monitor their collateral on the blockchain.

Unlike traditional Bitcoin-backed loans, CoinMortgage does not require customers to already own Bitcoin. The platform features clear loan terms, secure custody, no margin calls, no prepayment penalty, and mortgage-style repayment terms, subject to underwriting and credit approval.

The process involves: receiving approval and accepting loan terms, CoinMortgage purchasing Bitcoin with the loan proceeds, secure custody of the Bitcoin as collateral, monthly payments by the borrower, and transfer of Bitcoin to the borrower’s wallet after full repayment.

CoinMortgage is headquartered in Fort Lauderdale, Florida, and is registered with FinCEN as a Money Services Business with an active Florida registration. The company emphasizes transparency and responsibility in helping qualified borrowers access Bitcoin ownership through predictable financing.

Source: https://news.bitcoin.com/press-releases/coinmortgage-launches-bitcoin-purchase-financing-services/